Sunday, May 22, 2011

Safe Way For Internet Use

Safe Way to Internet Transaction

Win32/Bancos and Zeus are among the most common banking malwares, known as trojans, used to steal bank details to perpetrate fraud. Here is how you can prevent any damage


WHAT TO DO


• Make net banking passwords difficult to guess, change them regularly

• Before keying in sensitive information, ensure the site is running in a secure mode by looking for the padlock symbol at the bottom of the browser

• Scan email attachments for viruses before opening them. When unsure about the source of an attachment, delete it

• Tear or shred any old cheques or account statements before discarding them

• Don’t share your password or CVV details orally with banks. Bank never asks for confidential information like user ID, password, credit card number, CVV, etc, via mail, SMS or bank initiated phone calls.

• Customers should install a good anti-virus system on their PCs and ensure that it is updated regularly.

WHAT NOT TO DO


• Do not share passwords with anybody, including family members, friends or bank employees

• Don’t access bank website from a link provided in an email from any source. Instead, type the address of the bank website in the address bar of browser to access the bank account

• Don’t click on any link provided in emails, they may redirect users to a fake/phishing site.

• Never note down user ID, password on piece of paper, documents or phones for easy retrieval.

• Customers should also never use the ‘remember password’ feature provided by browsers to save their net banking passwords.

• Don't access net banking from cyber cafes. If you have to, use the virtual key board to key in details and ensure you log out of the system once you are done.

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